In one mid-sized bank, the executive committee celebrated record loan growth. They cheered the numbers, cut a cake, and issued a press release. What no one said in the room was that over 40 percent of the new portfolio was concentrated in real estate developers with weak collateral and questionable repayment capacity. Eighteen months later, the same board faced a liquidity crunch and regulators breathing down their necks. The cost of ignoring risk was not just money; it was credibility, leadership stability, and market trust. Growth without resilience collapses fast Boards love good numbers, and Executives love applause. But growth…
The Data Protection and Privacy Act (2019)
In today’s digital economy, data has become one of the most valuable assets for organizations. Whether you are a bank, an NGO, a government agency, a school, or a manufacturing company, you collect and process personal data every day. Yet, with great opportunity comes great responsibility and risk. That is why Uganda enacted the Data Protection and Privacy Act (DPPA) 2019. This law establishes rules for the collection, storage, processing, and sharing of personal data. Compliance is no longer optional; it is a legal requirement, and organizations that ignore it risk: Heavy financial penalties Costly lawsuits Reputational damage Loss of…





