Every meaningful Ugandan story starts in the same place: with people. When challenges arise, Ugandans do not sprint to institutions or formal systems. Instead, they turn to each other, to neighbours, prayer groups, clan networks, and community circles that have quietly held this country together for generations. Long before mobile apps and banking halls, Uganda’s true financial system lived in villages, churches, WhatsApp groups, and family gatherings. It lived in the way people mobilised for funerals, celebrated births, and supported one another through illness, school fees, and emergencies. It lived in the trust that binds communities together. Growing up in…