Make priorities, not resolutions, because change is a fact of life!

a) First, do not make resolutions. They are abstract. Make a list of 2-4 priorities. Then write an action plan to attain the priorities. You need an action plan to make it happen. If you want to get a new job, go visit the company. Speak to a staff already there!

b) Form a support group of peers and keep them close. You need 2-3 people whom you trust who can hold your feet down on the fire.

c) Pay yourself first. For any income you make, remove 10-20% for savings. Do not neglect to do this. Leave work early. It is a choice you make.

d) And finally, have a habit of focusing fixing the things in front of you first. If the roof is leaking, fix it. If your husband is cheating, confront him. Run away from a bad marriage. You’ve got only one life.

Make priorities, not resolutions, because change is a fact of life!