The bad thing with investigations is that they are addictive like drugs. The more cases you investigate, the more you love the adrenaline that comes with it. So, when a client called me with an opportunity to take up a case of cybercrime in Kenya’s capital Nairobi, I jumped on the challenge with both hands. But I had a huddle to jump – getting my co-directors to support to take on the case. Finally, Kenya has knocked on the door. A bank wants me to take up a case there. What do you think? I said to my co-director. “It…
First F – financial independence exercise: how to be financially independent
Are you financially independent? Here is a template to help you document your financial independence plan. Get a pen and paper and start writing. Practical exercise 1: Clarity about what you want to achieve in life (a) Write down your vision (where do you want to be in 5 years from now). What exactly do you want to achieve in the future? Please take the time and write your vision below. ___________________ ____________________ Example 1: “To be financially independent and knowledgeable with good health and social respect.” (b) Write down your mission (how will you get there?) Your mission…
First F, Financial Independence – understanding the point of retirement
If you don’t plan for your net income properly, you will continuously be in debt. This will make you live in worry. You don’t need that. Do you? Graph 1 and 2 below illustrate the point of retirement and poverty point. In the above Graph 1; unless you are lucky to be born in a wealthy family, your wealth (driven by your earning potential) starts from the bottom (0). The thick or darker line represents productivity and the lighter one represents wealth. Your wealth will grow or stagnate depending on your productivity, financial discipline and shrewdness. Most people start earning…
Chapter 1, The First F; Financial independence, part 1
A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life. — Suze Orman Are you financially independent? Do you have enough money to cover your basic needs and have some to save for the old age? You need money to buy your needs and wants. You cannot be happy and achieve peak performance unless you afford to buy your basic needs. How do you ensure you are financially stable to have peace of mind? Considering that man’s needs are a moving target, you need a plan for financial independence to…
#coronavirus pandemic: My response to those against the lockdown in Uganda
A one Tom N. Mbalinda has opined against Uganda’s current lockdown of the country, thus: “You cannot shut down an economy because of a disease that kills less than 3% of persons who contract it. These are stats from countries with ageing populations, unlike us. Save for Italy with a fatality rate of over 10%. But let us face it, the median age in Italy is 46, compared to Uganda at 15. I would be considered a young person if I was in Italy at my ‘ripe old’ age of 43. Even when Aids afflicted almost 25% of the adult…
Work hard to be the best: Qualities of winning children Part 2
To work is to be the best in class just read your books and research like when we were in topic 1. To be the best is to be knowledgeable and highly exposed to many things for success and to be top 5 and win like an academic giant. There is nothing that comes for free. Winners invest time and energy. They practice. Practice and practice even more. You must read every page in the book. Look after your books well and also write neatly and keep your books organized. That is a secret of winners. They are hard-working. The…
