“You cannot fail to sleep because some people die in their sleep.” That is one of the opening lines I use when engaging with executives and board members about effective risk management. “Exercise. Eat well. Drink water. Do not be stressed about the things you cannot control and do regular health check-ups.” That is effective risk management. The rest leave to God. Risk – the effect of uncertainty on objectives – is present in everyday activities. Whether it is going to bed or for a run, or driving to work, or typing on your phone, you take some degree of…