Despite the establishment of several anti-corruption agencies, corruption and fraud risk remain top value destroyers in Africa, and the world at large. The negative impact of corruption risk on economies is well documented. Abuse of the position of trust through influence peddling or other underhand methods has a pervasive impact on the people and the economy at large, including: Denial of justice by corrupt court officials leads to unfair resource allocation and injustice to the innocent. Early in my career, around 2005, I applied and obtained a bank loan to buy land. I bought an acre of land on a…