Banking is transforming so fast to something like where it all started: few people in the banking hall. However, in the early 1980s few people in the banking hall were driven by the lack of access and affordability of financial services. Owning a bank account was a preserve of the very few privileged technocrats. Folks who had the means to pay bank charges and save. Banking was done manually with big ledger books. Transaction turnaround time lasted over three hours. Despite the inefficiency, there were always few people in the banking hall. Today, banking is being driven by convenience and…