Fraud doesn’t begin with bad people. It begins with pressure. With a quiet “just this once.” With a system that looks away. To truly understand how fraud happens, forget the Fraud Triangle. That’s kindergarten. Step up to the Fraud Diamond a sharper, more dangerous model. It exposes not just why fraud occurs, but how the fraudster pulls it off. There are four points to this diamond. Each one cuts deeper. Motivation or pressure; the fire under the pot. I call it the boiling kettle. Pressure builds in silence. It could be school fees, a sick parent, a gambling habit, or…