A popular saying goes “a fish starts rotting from the head.”   Why? That is not what is popular. According to Biology, a living thing starts to rot from the point where bacteria enter it. For fish, it is the gut. So fish starts rotting from the gut not the head. It is a well-known fact that when an organization or state fails, it is the leadership and not the lower cadres that are the root cause of the failure. And that is how the saying came about: the “fish starts rotting from the top.” For a business, the…

How do you make your family strong so that you are agreeing on issues of money and build the marriage on a firm foundation? One of the biggest challenge for newly wedded couples these days is that they are collapsing so easily. But why? One of the issues is failure to agree on how to manage family finances. But you could adopt this model; each partner managing their own finances. This might sound Greek. Here, you don’t care how your spouse spends their money. They can spend it the way they want. The basis of marriage is two people come…

When you choose to marry, it means you must find an appropriate model to handle financial issues. Most of the time challenges that come to my desk as an investigator is couples are complaining about their cheating spouses. You must establish a way of managing your family finances depending on the stage of life you got married to each other. Do you combine 100% of your finances? Do you jointly manage 50%? Does each spouse manage their own finances, or the man provides for the family? Which one?   Model 2: Joint account with 50%50% stake Wife and husband agree…

Life is about making choices of the things you will do and the things you will not do. You cannot choose to be everything to everybody and expect to succeed. Let’s explore choices of how to manage your family especially family finances. When I was young, my grandfather told me three things; money, sex, and food are some of the biggest challenges in a given family. If other factors like religion came up where the wife belongs to a certain faith from the husband’s, family tensions may become worse.As you plan, make choices of how to grow the family, you…

Life is about making choices. People who succeed make choices at the right time. If you don’t make right choices at the right time, you risk facing big challenges ahead. How do you overcome such situations and plan ahead for your family? How do you ensure your family marriage is built on a firm foundation? We explore the three ingredients of a successful marriage. You need money, sex and food. Other people will also consider religion. These are important components. If you fail at any of them, you are headed for the worst times in your marriage life. Any relation…