[Once in a while, I land on articles that I find well reasoned, with great prose. Below I reproduce an article shared on the WhatsApp groups. Take time and read. You will learn a thing or two.] By Dr Daniel Tumwine Apparently among a section of Ugandans, if you criticize mediocrity, and downright laziness, and incompetence you are labelled “unpatriotic”, a “hater” and “negative”… To them, we must all sing “kumbaya” instead of confronting our weaknesses. No. I won’t be part of that game. If your spouse or mother won’t point out your flaws, who will? Your harshest critics should…
Corporate vs retail: which one in Uganda?
Both segments are good. But you need a good strategy to optimize corporate banking in a way that does not compromise your overall profitability and other core indicators specifically deposits, asset quality, and jaws ratio to mention but four. Winning banks first conquer retail, and corporate success comes naturally thereafter even for banks that say they focus on the high-end corporate. They first pursue the individuals at the helm of the corporate clients they target. Retail is where the heart of banking is. And it will remain so. The rise of fintech, which mostly powers the payment ecosystem, is fuelled…
